HOA and the mortgage both behind

The association is chasing dues. The servicer is chasing the loan. Those are two different sales. An HOA foreclosure and a mortgage foreclosure can both be on the calendar. Paying one does not pause the other. Fort Bend sees both. People fix the HOA and ignore the mortgage, or the reverse, and still lose the house.

We buy the house if the people on title can actually convey it. Liens get handled in the purchase numbers, not as a favor. We do not go to the HOA board for you. We do not stop a constable sale or a trustee sale. Cash if the combined payoffs work. A short sale if the mortgage lender has to take less — and that does not automatically settle the association.

Bring both letters. Sugar Land, Missouri City, Katy, Richmond, the metro. Talk about selling the house.

If the goal is to keep it, start with who to call for free help. That is not our job. We are the buyer, not your agent.

What the statute actually says

Those are two different liens and two different sales. The mortgage trustee sale is Property Code § 51.002. Assessment liens and association collection are in Property Code Chapter 209 (Texas Residential Property Owners Protection Act). Paying one does not, by itself, pull the other.

We buy the house if the people on title can convey it. Liens get handled in the numbers. We do not go to the board for you. We do not stop a constable sale or a trustee sale.

Statute links are the official text. This site is not a law firm. We buy houses. We do not give legal advice.

We do not stop a foreclosure sale. We are the buyer, not your agent.

Talk about selling your house

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