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Sell a house in bankruptcy or Chapter 13

Chapter 7, Chapter 13, or a case already filed — people search this when the house is still in the bankruptcy and the mortgage is behind, or a sale date is back on the calendar. We do not file bankruptcy. We do not be your trustee. We buy houses.

If the court or trustee will allow a sale of the house, the point is to sell it or get money for the house into that file. A Fort Bend first-Tuesday auction is not a sale you price. Fees stack. What you thought you would recover often is not there.

We write a purchase if title can actually transfer. Cash if the payoff works. A short sale if the lender has to take less — and the lender plus the bankruptcy file both have to allow it. That is slower, not faster. We do not promise the court will approve anything.

Bring the case number, the loan, and any notice. Houston metro. Talk about selling the house. If you want to keep the house through the case, start with who to call for free help — that is not our job.

What the statute actually says

A bankruptcy filing triggers the automatic stay in 11 U.S.C. § 362. That can pause collection and a foreclosure sale — until the court lifts it or the case ends. It is not a sale of the house. It is not us. We do not file the case.

If the court allows a sale of the property, that is a different statute: 11 U.S.C. § 363. We buy if title can transfer under that order. We do not promise the trustee or the judge will approve anything. If the stay is lifted, Texas is back on Property Code § 51.002.

Statute links are the official text. This site is not a law firm. We buy houses. We do not give legal advice.

We do not stop a foreclosure sale. We are the buyer, not your agent.

Related: Is this house in foreclosure? · Sell a house in foreclosure · How we buy · Default letter · Owe more than it is worth · Fort Bend sale months

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