Inherited a house in foreclosure
Someone died. The house still has a loan. Payments stopped, or they were already behind. Now the servicer is sending notices in a name that is not yours yet. That is an inherited house in foreclosure — Fort Bend, Harris, and the rest of the metro.
The play is the same: sell the house while title can still move, or get money for the house if anything is left after the loan. Waiting for probate to “finish” while a first-Tuesday date is on the notice is how the house goes to auction and you get none of it.
We buy the house. We do not run probate. We do not appoint an executor. If you (or the estate) can convey title, we write a purchase. Cash if the payoff works. A short sale if the lender has to take less. We are the buyer, not your lawyer.
Bring the death, the loan, and any notice. Talk about selling the house. If the goal is to keep the house, that is not us.
What the statute actually says
The house did not leave the loan when someone died. Under Texas Estates Code § 101.001, a decedent’s estate includes the property the person owned, subject to the debts. The mortgage is still there. The sale calendar in Property Code § 51.002 still runs if the servicer posts it.
Probate is how title gets into a name that can convey. We do not run probate. We do not appoint an executor. If the estate (or the person who can sign) can actually transfer the house, we write a purchase. Waiting for paperwork while a first-Tuesday date is on a notice is how the house goes to auction.
Statute links are the official text. This site is not a law firm. We buy houses. We do not give legal advice.
We do not stop a foreclosure sale. We are the buyer, not your agent.
Related: Is this house in foreclosure? · Sell a house in foreclosure · How we buy · Default letter · Owe more than it is worth · Fort Bend sale months