Loan modification denied. You can still sell.

A denied loan modification, a closed loss-mit file, a “not approved” letter — that is the servicer’s workout, not a pause button. In Texas the sale date still runs unless someone actually pulls the posting. Review is not a pull.

We do not do modifications. We do not appeal the denial for you. If you want to keep the house, that fight is free help, not us.

If you want out, we buy. Cash if the payoff works. A short sale if you still owe more than it will sell for — and the lender still has to agree to that number. Denied on a mod does not mean they will refuse a short payoff. It also does not mean they will approve one in time.

Bring the denial letter and the notice date if you have one. Fort Bend and the Houston metro. Talk about selling.

We do not stop a foreclosure sale. We are the buyer, not your agent.

Related: Sell a house in foreclosure · How we buy · Default letter · Owe more than it is worth · Fort Bend clerk archive