Houston short sale buyer
A short sale is a purchase from you. You owe more than the house will sell for. The lender has to approve a payoff below the balance and release the lien. Title stays yours until we close. We are the buyer on the contract. We negotiate our price with the servicer. We do not represent you.
People search “short sale buyer Katy” or “Sugar Land” because they want someone who will actually take the file to the bank. That is us. If the servicer wants the house on MLS, a listing agent lists it. We stay the disclosed buyer. We do not list a house we intend to buy.
Start early. A short sale is slow. If the Fort Bend sale date is close, cash is usually the only path that might still fit. How a file runs. What the lender is actually looking at.
We do not complete a short sale “for you” as your person. We do not promise relocation money or a deficiency waiver. Those are the lender’s call. Talk about selling.
What the statute actually says
A short sale is a purchase from you that the lienholder has to allow. It does not freeze Texas’s sale calendar. Property Code § 51.002 still sets the first Tuesday and the 21-day notice if the servicer posts the house.
On federally related mortgages, how a servicer must handle a loss-mitigation application is in 12 C.F.R. § 1024.41 (Regulation X). Those are procedural rules for the servicer. They are not a halt we can file. We negotiate our price as the buyer on the contract. We do not represent you to the bank.
Statute links are the official text. This site is not a law firm. We buy houses. We do not give legal advice.
We do not stop a foreclosure sale. We are the buyer, not your agent.
Related: Is this house in foreclosure? · Sell a house in foreclosure · How we buy · Default letter · Owe more than it is worth · Fort Bend sale months