The Texas sale date is real
Texas foreclosure on a house with a deed of trust is nonjudicial. The trustee does not get a court judgment first. The sale runs on written notices and a calendar.
The sale is called on the first Tuesday of the month, between 10 a.m. and 4 p.m., at the place that county has designated. If that Tuesday is January 1 or July 4, the sale moves to the first Wednesday. The notice states the earliest time the sale will begin. Copy the date and the place off the notice. Do not guess them from another county’s sale.
The notice of sale has to be posted and filed with the county clerk at least 21 days before that date. Once it is filed, the clock is inside that window. A servicer review is not a stay. The trustee can still call the sale unless the loan is cured or a purchase that actually closes is in place before the trustee sells.
You are the owner until that sale is completed. Title is still yours. A short sale, when the lender approves one, is a purchase from you. It is not a purchase from the bank. The lender is the lienholder. They have to agree to a payoff below the balance and release the lien. We negotiate our price because we are the buyer on the contract. We do not buy the house from the bank unless the bank already owns it after a completed foreclosure. That is a different deal.
After the trustee sells the house, you are not the seller anymore. The high bidder takes the trustee’s deed. The lender can bid what it is owed. We buy houses. We do not stop the sale, and we are not your agent, lawyer, or HUD counselor.
What changes by county is where the sale is called, not the Tuesday calendar. The clerk notices on this site are the public foreclosure sales list, one page per county and sale month. The current month is this sale. Older months are archive. They are not houses we are offering for sale.
If the house is yours and you want to sell to us, this is a purchase conversation: we may buy for cash, or with a bank-approved short payoff, and we say which one before anyone signs. If you are an agent or an investor, the same list is the public record. The pages do not name the owner.
Bring the sale date, the county, and the servicer or loan type if you have them. A posted date means the notice is already inside the 21-day window. It does not mean the trustee has already sold the house.
The longer homeowner explanation is on Houston Foreclosure Help. If you want to keep the house, use their who-to-call page. This page is the purchase side of the same calendar. How we buy is on How we buy.
If a notice is already posted, check the street. That page is for the homeowner. It lists free pages about the sale, and a way to talk. Is this house in foreclosure? says what a posted notice means.
Still want to talk?
We buy the house. A call does not stop the sale. We are not your agent, lawyer, or a housing counselor.