We buy houses in the Houston metro.
We buy Houston-metro houses. If the house is posted or heading there, hope is not a payoff. The trustee does not need your permission. A sale you still control is the out.
How we buy
We buy from you. Cash if the numbers work. A short sale if you owe more than the house will sell for. Subject-to only if that structure is on the table.
People wait for the servicer to “work it out” while the sale date sits on the calendar. Denial does not move first Tuesday.
Cash
If the payoff works, we buy for cash. You are the seller. We close a purchase. That is how the loan gets paid and the file ends with you still choosing.
Short sale
If you owe more than it will sell for, the lender has to approve a short payoff. Title is still yours until we close. We negotiate our price as the buyer. We do not buy from the bank unless the bank already owns the house.
Subject-to
Only if that structure is actually on the table. The loan can stay in your name. The lender can accelerate. Not the default path. Not a deed this week to “save” the house.
How this works
If you think the auction will cut you a check because you have equity: the lender stacks fees, the trustee takes costs, and what comes back is often little or nothing. Do not count on a courthouse check.
A closed purchase that pays the loan — or a lender-approved short payoff with a release — is how you leave as the seller. That is a clean sale. That is how this liability actually ends.
We are the purchaser, not your agent. We do not stop the sale. We buy the house.